Autonomous Rate Agent · live across 6 markets, 24/7, worldwide

Rent it now.
Own it in five years.

Move into a new-build at ~20% below market rent, bank the difference toward a deposit, and lock an option to buy. Abode watches the numbers and tells you the exact month you can own — automatically.

Find my home

20%

below market rent

5,200+

homes now owned

On your numbersLive

14%deposit

You could own this home in

2y 8m

Within the 5-year window

Discounted rent

£880/mo

Saved each month

£570/mo

Your numbers

Drag a slider — the path updates live

Target home price

New-build, agreed with builder

Household income (yr)

Combined, before tax

Savings so far

What you can put in today

You can save / month

On top of rent savings

Deposit target

Most lenders: 5–10%

Market rent / month

For the same home

Your path

What ownership looks like, step by step

Time to reach your deposit

2y 8m

Within the 5-year window

Deposit you need

10% of £220,000

£22,000

Discounted rent (≈20% off)

You keep £220/mo to save

£880/mo

Total saved per month

Your £350 + £220 rent saving

£570/mo

Mortgage you’d need

Max lenders may offer ≈ £171,000 (4.5× income)

£198,000

Today’s lending rate

UK 25-yr fix · tracked live by the agent

5.20%

Est. monthly repayment

On a 25-year term at today’s live rate

£1,181/mo

This home may exceed typical lending on your income. A lower price (≈£190,000) or a higher deposit would fit.

Agent online · syncing

The Rate Agent

A built-in agent that watches global mortgage markets around the clock, reprices every path, and updates lending policy the moment it shifts — nobody presses refresh.

markets watched

240

lenders tracked

1240

updates today

24/7

uptime

First rent-to-buy engine that works globally

Indicative figures for illustration only — not a lending offer or financial advice. Real quotes come from FCA-authorised partners.

Live global mortgage ratesauto-synced 0s ago

United Kingdom▼ 0.04

5.20%

£ · 25-yr fix

United States▲ 0.03

6.84%

$ · 30-yr fix

Eurozone▼ 0.02

3.91%

€ · 20-yr fix

UAE▲ 0.01

4.75%

AED · 25-yr

Australia▼ 0.05

6.12%

A$ · 30-yr

Ghana▼ 0.12

28.40%

GH₵ · 15-yr

Agent activity

5-year savings projection

Pot earns 4.0% interest, tracked live — bars move as the market does

Still savingDeposit reached

Deposit target · £22,000

£3,000

Now

£10,089

Yr 1

£17,467

Yr 2

£25,145

Yr 3

£33,137

Yr 4

£41,453

Yr 5

One engine, every party

Builders, lenders, agents & landowners — settled on a single set of numbers.

Housebuilders

New-build supply

High-street lenders

Pre-agreed mortgages

Estate agents

Local sourcing

Private landowners

Off-market plots

Ready to see the keys?

Get matched to new-build homes that fit your path, with a builder, lender and agent already lined up.

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